Presenting South Beach I Spacious 3 Bedroom. 2 Bath Coastal Ambiance Condo Nestled on the Barrier Island of Pristine Sand Key Offering Dual Gulf & Intracoastal Views from a Generous Terrace Retreat with Access from the Great Room, Master Suite & 2nd Bedroom. Custom Designed Cucina with Granite Surfaces, Wood Cabinetry Equipped with LG Stainless Appliances. The VERSATILITY of a COVETED 3rd BEDROOM can Serve a Variety of Purposes from a Guest Room, Study or Designated Home Gym. The Updated Interior Offers a Light Bright Open Floor Plan, 1637 sq. ft of Spaciousness! Newer Hurricane Impact Sliders (2011), Vinyl Plank with Underlayment Floors Throughout, Gerber Power Flush Toilets, Pfister Faucets, Kohler Sinks. Newer Lennox HVAC (2023), Efficient Eemax Tankless Water Heater, Scale Blaster Water Conditioner and In-UNIT Stackable LG Washer & Dryer. This Residence features Your Own (2) TWO CAR RESERVED BOTH UNDER BUILDING (2) PARKING SPACES, WOW! South Beach is a Gated Gulf-Front Community and FOB Entry providing peace of mind. Amenities include a Gulf-Front Heated Pool, Social & Library, Reserved Parking with Attentiveness to the Surrounding Greenspace including Tiki Time Huts & Loungers for the Avid Sun Worshipper! Ideally Located to Fine Dining, Shopping with Convenient Trolley Transportation. Clean Condo! Select Furnishings Negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,072 | $4,068 | $5,247 |
Total Monthly Payment | $4,366 | $4,362 | $5,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.