Pre-Construction. To be built. Pre-Construction. To be built. One or more photo(s) has been virtually staged. Subdivision Under Construction. What a wonderful open concept home! This home features a great room which engages all common areas including an open concept kitchen which overlooks the great room and dining room. The large kitchen encompasses counter space for additional seating in the well-appointed kitchen which includes all appliances, including refrigerator, built-in dishwasher, electric range, and microwave. The master bedroom bids access and seclusion from other bedrooms and offers a large walk-in closet. Master bathroom delivers dual sinks and the privacy of a water closet. Two additional bedrooms at the front of the home are separated by the second bathroom. The fourth bedroom is located just off the dining room. The laundry room, equipped with washer and dryer hookups, leads from the 2-car garage into the kitchen. Home includes an outdoor patio and sits on over a half-acre lot. Enjoy the quiet of country living yet have quick access to metropolitan areas via interstate highways and major roads. Subdivision located on a paved road with quick access to Hwy 90, and Interstate 10. Approximately 30 min to Lake City and I-75, 30 min to Jacksonville and I-95, 45 Min to Georgia, one hour to Gainesville, and 54 minutes to the Jacksonville BEACH. Pictures, photographs, colors, features, and sizes are for illustration purposes only. These items will vary as the home is built. HOME AND COMMUNITY INFORMATION INCLUDING PRICING, FEATURES, TERMS, AVAILABILITY AND AMENITIES ARE SUBJECT TO CHANGE AND PRIOR SALE AT ANY TIME, WITHOUT NOTICE OR OBLIGATION.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $246,960 | $246,960 | $246,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,641 | $2,117 |
Total Monthly Payment | $1,756 | $1,754 | $2,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.