Take a look at this fantastic opportunity to own a classic New England country home with private Lake Front access on Spofford Lake. This home has lots of options and tons of possibilities. The first floor has a large and open kitchen offering lots of natural light, a custom timber frame light fixture, 2 pantries, classic Farm-Style sink, Kitchen Aid appliances, vaulted ceilings, and island w/bar stools. French doors off the kitchen lead to a covered deck where you can entertain guests or have dinner sheltered from the elements. Additionally, the dining area leads into an open living room with classic timber frame beams, lake facing study/office with custom shelving, and a cozy wood stove. The first floor also has a separate entry which includes a bonus space (formally pet grooming office), including a mini split for heating/cooling and storage area. The mud room has classic shelving, bench seating, laundry room and 3/4 bath. Each spacious bedroom features its own on-suite bathroom, walk-in closet, and incorporates separate access to a private covered balcony. There is private lake access just across the street which you'll enjoy 732 acres of fishing, swimming, boating, waterskiing, kayaking, ice skating, and more. The property has ample parking spaces, private septic system, and drilled water well. A large back yard has plenty of room to play, store toys, and has a fenced in area for 'Fido'. Close to shopping, ski areas, schools, and restaurants. Come see it today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,433 | $3,433 | $4,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.