Your Beach House is waiting for you. . . but it will not wait long! Located walking/biking distance from the beach, shops, restaurants, bars, and Ormond Beach cultural centers. Nestled between the Ocean and the Intercoastal, you can’t ask for a better location! The property shares its beauty as soon as you arrive. The tropical landscaping that is contained in stone accent walls is not only aesthetically pleasing but also creates a natural privacy. As you open the front door the hardwood flooring will grab your attention before you can make it into the spacious formal dining room. You will notice the large kitchen’s granite floors and countertops, abundant cabinetry, newer appliances, and touchless faucet. Still on the main level, enter the huge family room with a gorgeous fireplace and a den/study attached. The upper level has two well sized bedrooms, and a newly remodeled full bathroom. The lower level is where you will find the third bedroom and another full bath, along with a utility room with washer and dryer and utility sink. . . . if you are not in love yet there is more! Head through the French doors to the back yard, onto the paver patio and prepare to be instantly calmed as you walk into your own personal tropical paradise! Complete with a pond and hot tub surrounded by mature trees and plants creating a serene environment you will never get tired of. New roof and HVAC in 2019, updated electrical panel and windows. Smart thermostat, smart lighting, and ring doorbell. This home is waiting for your personal touches to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
Total Monthly Payment | $2,385 | $2,383 | $2,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.