Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Not affected by Helene or Milton, crystal clean, PRE-INSPECTED 4 bedroom, 2. 5 bath, 2003 Florida-Contemporary home spanning 2500 sq ft over two levels of luxury living in the serene Berkford Place of Citrus Park neighborhood. In a community featuring just 68 EXCLUSIVE SINGLE-FAMILY RESIDENCES, this Southern-facing, QUICK CLOSE home is tucked safely on a cul-de-sac and just steps from a private entrance to the Upper Tampa Bay Trail which features miles of running, biking and walking paths. FRESHLY PAINTED inside and out and with ample storage including built-in garage cabinetry and custom closets. Citrus Park and surrounding Carrollwood/Westchase/Odessa is an area known for offering a perfect blend of privacy and convenience; located one mile to the Veterans Expressway, there is easy access to Tampa International Airport, downtown Tampa, Busch Gardens, USF, Macdill AFB and the pristine sandy beaches along the Gulf, just 30 minutes away! Purchase with peace of mind. . . clean 4-point inspection, wind mitigation report, and situated in a NO FLOOD ZONE area served by A-rated PUBLIC and CHARTER SCHOOLS. HVAC NEW 2021, TANKLESS HOT WATER HEATER 2018, ROOF 2018. Ecobee thermostats to ensure comfort and efficiency as well as monitoring by ADT and a transferable termite warranty with Pest Bear. Enter into the two story living room with open staircase, separate dining area, and onto the great room with 19 foot vaulted ceilings bathed in natural light. The open-concept design continues into the kitchen outfitted with 42” wood cabinetry, stainless steel appliances, gas range, 6 foot breakfast bar, butler’s pantry, laundry room attached to the garage, and two sets of sliding doors leading to a 350 sq ft OUTDOOR COVERED SCREENED LANAI and a GAS HEATED SALTWATER POOL with SPA. 4 spacious bedrooms are all located on the second floor with ceiling fans and custom-built closet shelving. The primary suite stands out with DUAL WALK-IN CLOSETS and a luxurious, updated en suite bathroom featuring two sinks, a large stone walk-in shower with a rainfall shower head, a linen closet, and a separate water closet. 7735 Bingham Ct. —it's updated coastal convenience at its best. Please see attached feature sheet for monthly expenses.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,583 | $3,580 | $4,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.