Come enjoy the lifestyle of Del Webb's Spruce Creek Golf & Country Club, a gated +55 community. MOTIVATED SELLER!!! This 2/2 with a Den (with built-in Murphy Bed with drawers) is ready for new owners. A new roof was installed in 2020. There is a gas water heater, designer painted driveway, sidewalk, and concrete curbing with nice landscape. The air duct system was cleaned in 2020. This home has a LARGE kitchen with a breakfast nook and breakfast bar. Through the Great Room (combination Dining Room & Living Room) there is an enclosed lanai off the back of the home. The primary bedroom has a 2' bump out overlooking the backyard with a large master closet, glass enclosed shower and private water closet. There is a coat closet in the hallway on your way to the guest bedroom and bathroom, with tub and shower combo. You will find a hall linen closet outside the large laundry room. The garage has room for storage and also houses the water purification system that was installed POST-2020. This home is LARGE for the price! Put it on your short list to see today! Seller is offering a 1 YR HOME WARRANTY. Available for a QUICK close.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,614 | $1,592 | $2,021 |
Total Monthly Payment | $2,041 | $2,019 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.