Welcome home to this canal front, one level condo in highly desirable Punta Gora Isles! The intersecting canal views from the rear lanai offer a delightful and tranquil setting, with expansive water views. The deeded dock for this unit is directly adjacent to the end of the unit, and just a few steps from the front door, which gives you direct sailboat access to Charlotte Harbor, via Buckley's Pass. Only 15 minutes to open water! This two bedroom, two bathroom home with an attached garage offers front and rear lanai space, which maximize the indoor/outdoor Florida lifestyle. The entire unit has permanent electric roll down storm protection. The community has a few roof, post Ian. , and newly resurfaced driveways. There is abundant light in this end unit, from the large window on the side, which non-end units do not have. The unit has not been updated, and is your blank canvas to customize and improve to your personal taste! On the front lanai is your own personal spa; the only unit in the community that has one. Dockside villas sits conveniently close to downtown Punta Gorda's shopping and restaurants. There are city parks nearby and is easily accessible to Saint Andrews Golf Course and the Punta Gorda airport.
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,749 | $2,220 |
Total Monthly Payment | $2,026 | $2,002 | $2,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.