1522 FRANKLIN Street, Out of Area, FL, Florida, property flyer

1522 FRANKLIN Street, Out of Area, FL, 32034 | $544,000

SELLER OFFERING RENT-TO-OWN option! Discover the allure of this ideally situated home in a HIGHLY SOUGHT AFTER NEIGHBORHOOD, where the freedom of no HOA constraints allows you to live your best ISLAND LIFE! Spanning nearly 1, 400 square feet, this 3-bedroom, 2-bathroom gem offers a canvas awaiting your personal touch. Step inside to find a seamless blend of classic and updated elements. The home boasts beautifully refinished original wood floors that evoke a sense of warmth and charm. Freshly painted walls, new carpets in the bedrooms, new granite countertops and new kitchen sink help enhance this home. The heart of the home, the kitchen, has been thoughtfully opened up to the family room, creating an airy, open-plan living space. Outside, the natural yard is a private oasis, dotted with mature fruit trees—perfect for gardening enthusiasts and those who love outdoor living. LOCATION IS KEY, and this home is conveniently situated on one of the HIGHEST POINTS on the pristine beaches, Egan's Creek, and Fort Clinch, putting recreation and relaxation at your doorstep. For those considering a larger property or investment opportunity, the adjacent lot is also available for purchase (see MLS #2024735). SELLER FINANCING IS AVAILABLE, making this an excellent opportunity for a variety of buyers. Whether you're a first-time homeowner, looking to downsize, or seeking a fantastic investment, this property checks all the boxes. Don't miss outcome and see why this home is a perfect choice for those dreaming of a laid-back lifestyle combined with convenience and charm. Schedule your tour today!

Features

Bedrooms: 3
Baths: 2 full
Style: Traditional
Year Built: 1977
Heating: Central, Electric
Cooling: Central Air, Electric

Approx Sq. Feet: 1,388
Acreage: 0.2
Est. Taxes: $4,785
Elem. School: Emma Love Hardee
Middle School: Fernandina Beach
High School: Fernandina Beach

Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
MLS#: 2024754
Days on Market: 58 days
Website: https://www.raveis.com
/prop/2024754/1522franklinstreet_outofarea_fl?source=qrflyer

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of SUMMER HOUSE REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1522 FRANKLIN Street, Out of Area, FL, 32034

$544,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$435,200	$435,200	$435,200
Term	360 months	360 months	180 months
Initial Interest Rate**	6.500%	6.490%	5.490%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.490%	6.654%	5.752%
Monthly Tax Payment	$399	$399	$399
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$2,751	$2,748	$3,554
Total Monthly Payment	$3,242	$3,239	$4,045

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.