This 3 BR, 2BA house sits on approximately 5 acres located in the peaceful community of The Golden Ranches, about 25 miles east of Punta Gorda. The Golden Ranches is an area of small farms, undeveloped land & large ranches/groves. The house is approximately 1, 780 sq ft complete with a screened in side porch, a concrete patio with gazebo out back and plenty of yard, including a pond with plenty of fish! There is a pole barn and container ready for your man-cave or she-shed. Lots of cleared land for crops or goats, chickens and horses! Dirt road access. Elevation at 62 ft. (flood zone X so no flood insurance needed!) All appliances, including washer and dryer, convey. Refrigerator is 1 year old and the A/C was just updated to a more efficient model. Warranty conveys. Security camera system conveys. Window treatments and room rugs convey. Generac whole-house portable generator and Toro zero-turn mower convey. Master bath has a stand-alone tub as well as a big shower and walk-in closet. Lots of upgrades including drywall throughout living areas, programmable WiFi compatible thermostat, and glass tile backsplash in kitchen. There are two street fronts with Eugene Drive and side street, Donna. There are no deed restrictions. If you wish quiet, peaceful surroundings with folks who desire the same, then this property will offer you what you wish to have. Citrus groves to the west and north outside of the subdivision. South and east are large local ranches with vast pastures and scattered woodlands. The only limitations are prescribed by the Agricultural zoning which permits all uses under the description and low density residential or 1 home per parcel. About 1 1/2 acres of land is still native with scattered palms, pines & palmetto. From Bermont Rd, rt 74, go north on Eugene Ave approximately 1 mile, turn right on Donna, then immediately left through the gate.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,428 |
Total Monthly Payment | $2,056 | $2,054 | $2,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.