USDA eligible property for qualified buyers with ZERO percent down! Welcome Home to Modern Elegance! Nestled on a serene and quiet street, this stunning brand-new construction home offers the perfect blend of contemporary design and functional living. With an open floorplan, this residence is an inviting canvas for your personal touch, where every detail has been carefully crafted to ensure comfort and style. The heart of this home is its spacious and open living area, seamlessly connecting the living room, dining area and kitchen for effortless entertaining and family gatherings. The chef's dream kitchen boasts a sleek kitchen island with quartz countertops, offering ample workspace and a perfect spot for casual meals. Vaulted ceilings create an airy and luxurious ambiance, while a tray ceiling in the master bedroom adds a touch of sophistication. Relax and rejuvenate in the expansive master suite, complete with a walk-in closet and a spa-like ensuite bathroom. Say goodbye to clutter with several closets and storage areas throughout the home, including a generous walk-in pantry in the kitchen. The split floorplan provides ultimate privacy, with the master suite separate from the secondary bedrooms. Step outside to your back patio and spacious yard, perfect for outdoor dining, play, or simply unwinding in the fresh air. Enjoy the new landscaping that adds both beauty and sophistication. Embrace the tranquility of living near lakes and parks, making it easy to enjoy outdoor adventures and scenic views. This home's prime location offers proximity to shopping centers, major roads, and all the conveniences of modern living. No HOA! No Deed Restrictions! This is not just a house; it's a lifestyle waiting for you to embrace. Don't miss the opportunity to make this brand-new construction your forever home. Schedule a showing today and experience the essence of contemporary living in a peaceful setting. Your dream home is just a call away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$294,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,960 | $235,960 | $235,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,568 | $1,990 |
Total Monthly Payment | $1,662 | $1,660 | $2,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.