Welcome home! This 2 bedroom 2 bath home has lots to offer. The exterior features a painted driveway, a carport with a roll shade and a laundry/storage room that is approximately 17'x8'. There is a seating area at the front of the home that is perfect for relaxing in your rocking chair. This home sits on a corner lot. The backyard has a beautifully landscaped and offers a paver patio area that is a perfect place to enjoy your morning coffee. The home has plywood subfloors and most of the flooring throughout is laminate. The metal roof over was done around 2005, the water heater was replaced in 2022, the windows have been updated, and the AC is approximately 4 years old. The floor plan features a Florida Room, a spacious living room and a dining room with a built in china cabinet. The kitchen has tons of cabinet space and a breakfast bar. It is equipped with a reverse osmosis system. The hall bath connects to the 2 bedroom. The primary bedroom features a walk in closet. This home is located in an active 55+ community where you own the lot. NO LOT RENT! The community has a heated community pool, shuffleboard courts and a community center where they offer many scheduled activities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$178,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $142,400 | $142,400 | $142,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $947 | $935 | $1,201 |
Total Monthly Payment | $1,082 | $1,070 | $1,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.