Home gets a brand-new roof before closing with an accepted offer! Welcome to this beautifully appointed 3-bedroom, 2-bath home located in the desirable waterfront community of Royal Harbor, a sought-after 55+ neighborhood nestled among the Harris Chain of Lakes. With its attractive landscaping and mature oak trees, this home boasts excellent curb appeal.
Step inside to discover a meticulously maintained interior featuring an open floor plan that invites abundant natural light. The contemporary design includes stylish upgrades, such as neutral laminate wood flooring throughout, elegant tile in the kitchen and bathrooms, vaulted ceilings with crown molding, and stunning granite countertops. Plantation shutters add a touch of sophistication.
As you enter through the screened breezeway, you'll find a dedicated laundry room to your right, leading to a spacious two-car garage equipped with a finished floor and an insulated door with a retractable screen. To the left, the well-sized kitchen features a gas range, a large pantry, a cozy breakfast nook with bay windows, and an eat-in bar. Beyond the kitchen, the dining area flows into the family room, which opens to the 16x9ft bonus room and a screened 17. 5x10ft birdcage patio—an ideal bug-free spot to savor your slice of Florida paradise.
This split-floor plan offers two bedrooms at the front of the home with a shared bathroom, one of which includes built-in storage and a walk-in closet, perfect for use as an office or craft room. At the rear of the home, the primary bedroom features a generous walk-in closet and an ensuite bathroom with a shower and double vanity.
Royal Harbor offers a wealth of activities and amenities, making it an ideal place to call home! The HOA includes access to a fitness center, billiards room, arts and crafts room, library, card room, and a resort-style pool and spa, among other fantastic facilities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,851 | $1,806 | $2,280 |
Total Monthly Payment | $2,262 | $2,217 | $2,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.