One or more photo(s) has been virtually staged. **PRICE IMPROVED! $7, 000 BELOW ORIGINAL LISTING PRICE. **. Are you ready to experience the luxury of resort-style living in a Florida oasis? Welcome to the golf-cart friendly neighborhood of Timber Oaks, a popular 55+ community in Pasco County nestled in the tranquil setting of manicured landscapes, winding roads & natural conservatory/pond settings. For a low HOA fee, the lakeside clubhouse provides top-notch amenities & hosts an endless array of social & recreational activities to fill your calendar year-round. Outside, you can relax in the huge, heated pool or jacuzzi while "taking in" serene views of the lake, For sports enthusiasts, there's tennis, bocce, shuffleboard, pickleball courts & nearby public golf courses. Or, stay active by walking or cycling around the scenic community. Inside, you can work-out in the fully-equipped fitness room or maintain flexibility in yoga class. At your leisure, you can connnect with neighbors at dance classes, arts & crafts, holiday/friendship dinner dances, billiards, card games, all kinds of special events & more. -- There's also a sewing room, a wood-shop, a library & computer room. In this vibrant setting, your spacious Dream House awaits. Let's check it out!. . . An oversized corner lot showcases the property's attractive curb appeal with a stunning 2-tone blue exterior. The residence has 2 bedrooms, 2 full baths & a large 2-car garage with storage cabinets galore. Once you step through the new glass door (2020), you are greeted by a light & bright open-concept floorplan boasting 1567 sqft. which flows seamlessly from the living area to the dining area and enclosed Florida Room on the left. The two bedrooms, baths & inside Laundry Room are on the right. The Kitchen and Family Room bridge the two areas. The floors are dressed with beautiful Parkay wood laminate in the main house & Fla Room. Carpet flooring is in both bedrooms. The Kitchen is totally updated (2017) and features shimmering countertops with large breakfast bar, undermounted s/s double sinks with brushed nickel faucet, garbage disposal, oversized solid-wood cabinetry with soft-close drawers & modern hardware & backsplash decor on the walls. The appliances include French-Door fridge, smooth-top stove with brand-new microwave over-the-range (2024). No dishwasher. For storage, there is a pantry closet near the Kitchen and extra closets in the foyer. For your convenience, the washer, dryer and utility sink are in the Laundry Room. Chair-rail molding extends on both sides of living space. You can savor the coastal breeze outdoors in the covered patio with decorative lattice fencing. The primary bedroom has an en-suite bath with ceramic tile and walk-in shower. The hall bath has shower/tub, linen closet and laminate flooring. Both baths have safety access bars. Other features include: New vinyl windows with removable storm shutters (2017). Gutters replaced 2017. New roof 2017. New 3 TON HVAC 2019 with modern thermostat. New "Impact-Rated" Garage Door (2021). Air ducts replaced (2022). Popcorn ceiling removed in garage 2024. There are 2 Rain Barrels outside. The property is conveniently located within a 10 minute drive to Hudson Beach, boating, coastal restaurants, shopping, medical facilities, etc. and 45 minutes from Tampa International Airport. The mounted TV in family area and two chairs pictured at breakfast bar convey with sale. "Success lives at the best address!" Don't miss out. Make your showing appointment today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,382 | $1,754 |
Total Monthly Payment | $1,599 | $1,580 | $1,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.