Under contract-accepting backup offers. New Price - New Roof - June 2024 ! - Nestled in the heart of the coveted Westchase community, this enchanting Neo-Traditional home awaits in the exclusive, gated enclave of The Vineyards. Brimming with character and warmth, this lovely abode offers 3 bedrooms, 2 full bathrooms, a powder room, plus a sunlit office with elegant French doors, and a generous 1, 695 square feet of living space. Imagine sipping your morning coffee on the charming wrap-around porch, overlooking the serene, tree-lined walkway—a perfect retreat in one of Tampa Bay’s most charming communities. Step inside to discover gleaming wood laminate floors that lead you to a spacious, light-filled family & dining room combination with plenty of room for entertaining that leads to a commodious office space with French-doors for ultimate privacy, and its own access to the serenity of the wrap-around patio. Through the archway, enter the bright, open kitchen perfect for any chef, complete with subway tile backsplash, a large central island, LG Thin Q Microwave and dual-oven with 6-top gas burner and griddle and Samsung Metal Cooling smart fridge. Enjoy the convenience of a first-floor in-kitchen laundry closet with extra storage featuring front load Maytag Maxima X washer and dryer.
Up the stairs, you will find the expansive master bedroom sanctuary, featuring a huge walk-in closet and a private remodeled en-suite with a private water closet, dual quartz vanity and an oversized walk-in shower with subway tile backsplash. Down the hall, find two full sized, spacious bedrooms that share the second full, remodeled bathroom perfect for guests to have their own private retreat. With new interior paint, and thoughtful storage solutions—including a two-car garage and expansive under the stairs cabinet, additional attic space with a pull-down ladder—this home combines both style and functionality at its core. The Vineyards subdivision is a quaint and peaceful haven, offering its own private community pool, a charming gazebo, and picturesque walking paths around a stunning 30-acre lake. Enjoy the low maintenance lifestyle - lawn and bush service included in monthly dues. Enjoy access to sparkling community pools, lush parks, fun playgrounds, tennis, pickleball and basketball courts, scenic walking trails, a top-tier golf course, and fields for baseball and soccer. Just a short stroll away, you'll find an array of charming shops, boutiques, and delightful restaurants. Plus, with Tampa International Airport, premier malls, hospitals, and the pristine Florida beaches just miles away, convenience is at your doorstep. Welcome to your dream home! Roof (2024), A/C (2017), Exterior Paint (2020), Water Heater (2013), Washer/Dryer (2017), Kitchen Appliances (2024).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,254 | $3,251 | $4,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.