Discover the perfect blend of comfort and convenience in this delightful 2-bedroom, 1-bathroom home. Nestled in a serene neighborhood, this charming residence offers an inviting great room that seamlessly opens into the kitchen, creating an ideal space for both relaxation and entertaining. Step into the spacious great room, bathed in natural light, where you can unwind and enjoy quality time with family and friends. Its open layout flows effortlessly into the kitchen, perfect for hosting gatherings and making memories. The well-appointed kitchen features ample counter space and storage, making meal preparation a joy. Whether you're a culinary enthusiast or a casual cook, this kitchen has everything you need to create delicious meals. Convenience is key with a generously sized laundry room, offering plenty of space for all your laundry needs and additional storage. Located just off the great room, the cozy office provides a quiet and productive space for remote work, studying, or pursuing your hobbies. The large yard is a true outdoor oasis, perfect for gardening, play, or simply relaxing in the fresh air. The deck in the backyard is an ideal spot for summer barbecues, morning coffee, or evening relaxation under the stars. This home is more than just a place to live; it's a sanctuary where you can create lasting memories. Don't miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,050 | $1,024 | $1,293 |
Total Monthly Payment | $1,313 | $1,287 | $1,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.