Under contract-accepting backup offers. NEW PRICE! Welcome to 238 Valencia Rd in charming DeBary, FL! This fantastic property offers the perfect blend of comfort and convenience, set on a spacious corner lot that provides plenty of room for all your recreational vehicles or toys . One of the standout features of this home is the huge yard in the back available for parking your boats and RVs, making it an ideal choice for outdoor enthusiasts and adventure seekers. Three bedroom and two full baths with a large living room in the middle that looks outside and has lots of natural light. Each room is filled with a warm and inviting atmosphere that’s perfect for both relaxing and entertaining. The bedrooms are split for extra quiet. Located in a friendly neighborhood with easy access to local amenities. You will have easy access to I-4 and the soon to be downtown Debary area. Close to Blue Springs and Gemini Springs, plus the bike trail. Come and experience the potential and charm of 238 Valencia Rd for yourself! A/C 2014, Roof 2017, Drainfield 2021, Termite bond.
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Our Executive Mortgage Banker:
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $1,892 | $1,890 | $2,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.