Enjoy coastal living in this recently renovated Farmhouse greeted by covered front porch in the Beachcroft Association (dues) with dock and mooring rights nearby. Enter to living room and sitting area featuring hardwood floors, crown mouldings and many windows throughout providing an abundance of natural light. Chic eat-in kitchen with stainless steel appliances, gas cooking, center island, quartz countertops, and dining area, plus adjoining sunroom. Spacious family room with built-in beverage bar, full bathroom, and laundry/mudroom with access to 1 car garage complete the first level. Second level encompasses 4 bedrooms including primary en-suite bedroom with walk-in closet, plus full hall bathroom. Situated on a professionally landscaped 1/4 acre with fully fenced backyard, deck surrounding pool and mature trees for privacy. Located on a no-outlet street, just minutes to schools, parks, Gold Star Beach, and Huntington Village with restaurants, nightlife, and shopping. Total Taxes $18, 351/yr.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,529 | $1,529 | $1,529 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,939 | $5,442 | $7,578 |
Total Monthly Payment | $6,593 | $7,096 | $9,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.