Florida living at its finest, this unique waterfront property is a rare find on a corner lot at the end of the canal with St. Johns river access. The main house has 2580 Sf, 3 bedrooms, 3 baths, great room with wood burning fireplace, gourmet kitchen with stainless steel appliances, large walk in pantry and breakfast bar. Skylights make it to where you can enjoy the natural lighting, separate dining room, open floor plan, Florida room and an office. Primary bedroom has large walk in closet with private screened in patio right off of the primary bathroom. There is a screened breezeway which takes you to the bonus/playroom that has an open floor plan, half bath, screened in patio, plenty of storage and brand new composite deck overlooking the canal. 704 SF separate detached 3 car garage with built in workbenches and a garage apartment upstairs with an open floor plan, vaulted ceilings, kitchen and bath and brand new deck with its own entrance. Plenty of room to park your boat so you can enjoy the St. Johns river and you are just minutes from Mullet Lake Park boat ramp. Another plus there is no HOA and this house did not flood during the storms. A/C (2019), Roof (2024), Septic (2017), septic pump (2023) The aquare footage is based on all 3 buildings on propety (Main house, bonus room and detached garage)
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,772 | $3,721 | $4,722 |
Total Monthly Payment | $4,383 | $4,332 | $5,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.