As you step inside this cozy mid century cape you'll find a spacious family room with a warm fireplace and a big picture window that lets in tons of natural light. The first floor features two large bedrooms, including one with its own private entrance, a full bathroom, and a formal dining room that flows right into the kitchen. Off the kitchen, there's a heated mudroom/laundry room that leads out to a patio and a fenced-in backyard. Upstairs, you'll discover two more roomy bedrooms, a half bath, and plenty of storage space with walk-in closets and a crawl space. This home is in a prime spot, just minutes from Routes 15, 8, 25, and I-95, with easy access to Bridgeport and St. Vincent's Hospitals. Easy access to great restaurants, beaches, parks, Sikorsky, and more. The property has been very well maintained, the roof is about 10 years old, the furnace is around the same age and in great condition, and the seller has recently completed siding, trim, painting, chimney repointing, and installed a sump pump.
Type | Level |
---|---|
Bedroom 1 | Lower |
Bedroom 2 | Lower |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,563 |
Total Monthly Payment | $2,597 | $2,595 | $3,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.