Welcome to this charming 2-bedroom, 2-bathroom home nestled in the serene village of De-La- Vista, Subdivision of Sumter Villages, offering the perfect blend of comfort and convenience in a vibrant 55+ community. This home boasts a newly installed roof, ensuring peace of mind for years to come. Inside, you will find a beautifully built-in wall unit enhancing both the living room and dining room spaces, providing ample storage and a touch of elegance. The kitchen and bathrooms feature elegant granite countertops, adding a luxurious feel to everyday living. Enjoy the spacious sunroom, accessible from both the kitchen and living room, offering a delightful retreat for relaxation or entertaining guests. Sumter Villages residents benefit from a range of amenities including a clubhouse, golf course, community pool, tennis courts, pickleball facilities, and convenient shopping nearby. The monthly amenities, covers community pool, pool maintenance, recreational facilities, and water & sewer, ensuring a hassle-free lifestyle. The monthly amenities are $189. , monthly depending on your usage of water. There are 4, 000 clubs and lifestyle classes you can join. Conveniently located near Spanish Springs and Lake Sumter, this villa offers a prime location with easy access to shopping, dining, and recreation. With no HOA fees or CDD charges, this home presents an exceptional opportunity for a carefree lifestyle in a desirable community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,720 | $312,720 | $312,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,133 | $2,078 | $2,681 |
Total Monthly Payment | $2,391 | $2,336 | $2,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.