$200, 000 PRICE REDUCTION!!!!! Flexible Space!!!Make it YOUR OWN!! Opportunity awaits in this Sag Harbor farm house located minutes to the Village and Long Beach. Situated atop the hill in this quaint Noyack neighborhood is a 4 bed, 3 bath home with nearly 2400 sq ft of living space. A stone paved front porch with a metal covered roof warmly welcomes you into the home with lovely garden views. Once inside, the layout is prime for a variety of configurations with a foyer opening onto a spacious double parlour used as a living room with a wall of windows pouring natural light into the home and a cozy den w/gas brick fireplace. There is also a formal dining room and kitchen which open onto a back deck-the perfect place to grill and host summer bbq's! Laundry room & bonus garage/storage space off the kitchen. Three bedrooms and two full baths downstairs, plus a fourth bedroom and bath upstairs. Have your choice of a primary bedroom either up or down! Enjoy the serenity of this half-acre property nestled between a cul-de-sac on each side and two driveway options. There is a shed and a 2-story detached garage(528 sq. ft) with parking for two cars and a room above for storage. Existing building coverage is 3106 sq ft with an allowed building coverage of 5, 053 sq ft so lots of possibilities for expansion exist including plenty of room for a POOL!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,800,000 | $1,800,000 | $1,800,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,504 | $11,377 | $15,189 |
Total Monthly Payment | $11,172 | $12,045 | $15,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.