Welcome to Vienna Square in Winter Haven located in Central Florida. This 55+ community is a beautiful community and offers their homeowners many activities and amenities to enjoy. Some of the amenities include a Community Pool and Spa, Tennis and Pickleball Court, Fitness Center, Billiards Room, Library, Card Room, and a Large Clubhouse for events. Be sure to visit the Clubhouse for a list of activities offered each month. Let’s talk about this Featured Home now available. This Custom Home features 2 Bedrooms plus a Den, 2 Baths, 2 Car Garage, Inside Laundry Room, Florida Room, and a Screened Lanai plus an Outside Deck. The Home is over 2000 feet of Living Area. The Kitchen includes Stainless Steel Appliances, Breakfast Bar, Pantry, Wood Cabinets, and Recessed Lighting along with Pendant Lights. The entire home has Ceramic Tile Flooring and the whole house is on a Reverse Osmosis Salt System. The Primary Bedroom is very large and opens into the Florida Room. The Primary Bath includes Dual Sinks, a Large Tile Shower and Walk-in Closet. As you enter the Large Florida Room, you will notice the built-in Knick-Knack shelves above. The Florida Room overlooks a Beautiful Pond while you enjoy the air conditioning. For more fresh air, you can relax in your Screened Lanai also overlooking the pond. The Outside Deck could be used for grilling or more sunlight. You will see ducks, cranes, and otters visiting the pond. Yes, I am told there have been otter sightings. The Home was built in 2015, so the Air Conditioner, Roof, and Hot Water Heater are only 9 years old. The Homeowner installed New Screening in 2021 and had the Exterior Painted in 2019. All sizes are approximate. Is that everything about this home? No, these are just a few of the highlights. I encourage you to schedule a private showing to see everything this home offers.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,933 | $1,886 | $2,381 |
Total Monthly Payment | $2,122 | $2,075 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.