Paid Solar Panels convey with the Sale. This gorgeous one-story, 4-bedroom, 3-bathroom home in the Lancaster community of St. Cloud is a perfect blend of modern elegance and thoughtful design, offering pond views that enhances its serene setting. The exterior is striking, with tasteful stonework and meticulously maintained landscaping that add to its curb appeal.
As you enter, the upgraded tile flooring, chosen with great taste, immediately catches your eye, flowing seamlessly through the home.
The kitchen is a chef's dream, featuring beautiful shaker grey cabinets paired with sleek quartz countertops and slate line appliances. Pendant lights add a touch of sophistication, making this space as functional as it is beautiful.
The living room is a true showpiece, with a feature wall showcasing a wood pattern that adds warmth and texture to the space.
The elongated electric fireplace is elegantly mounted on a granite wall, creating a cozy focal point beneath a wall-mounted TV. This area is perfect for both relaxing and entertaining.
The main bedroom is a sanctuary of comfort, with a tray ceiling that adds depth and dimension. Natural light floods the room, creating a bright and inviting atmosphere. The en-suite bathroom is modern and luxurious, featuring a contemporary shower and a garden tub, perfect for unwinding after a long day. Wait until you see the spacious walk-in closet provides ample storage.
Conveniently located between the main bathroom and the kitchen, the laundry room is perfectly positioned for ease of use. This home truly shows like a model, with every detail carefully curated to create a space that is both stylish and functional.
The additional three bedrooms are thoughtfully situated towards the front of the home, offering privacy and a welcoming layout for family or guests. Each room is spacious and well-appointed, ensuring comfort and versatility to suit various needs, whether for bedrooms, a home office, or a playroom.
Close to the drop zone is a built in desk, a practical and stylish space perfect for managing household tasks or working from home. The garage is equally impressive, featuring epoxy floors that provide a sleek and durable surface, ideal for vehicles or additional storage.
Step outside to the backyard, where you'll be captivated by the fantastic views of the pond. The outdoor space is designed for relaxation and entertainment, featuring a screened-in porch that extends your living space into the outdoors. Beyond that, the extended paver patio offers plenty of room for gatherings, while a charming pergola creates an inviting spot for cookouts or simply enjoying the serene surroundings. The backyard is enclosed with a PVC fence on the sides for privacy, and a wrought iron fence in the back to preserve the beautiful pond view. This home is a rare find, offering a perfect blend of indoor elegance and outdoor living, and it’s sure to attract attention quickly. Don’t miss the opportunity to make it yours before someone else does! Ring doorbell and back camera ring conveys. Honeywell AC intelligent thermostat and intelligent door lock.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $3,190 | $3,187 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.