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3220 Benjamin Road, Hempstead (Oceanside), NY, 11572 | $798,000
Welcome to this sophisticated split-level in the Gilmor Homes Sec 1 of Oceanside. Upon entering, you are greeted by a bright and welcoming foyer leading to a large living room. The eat-in kitchen is a chef's delight, granite countertops and modern stainless appliances. It's designed for both functionality and style, making meal preparation a joy. Adjacent to the kitchen is a spacious dining room with a custom built-in wall unit. Versatility is key in this home, the cozy den is adorned with a charming wood burning fireplace, creating a warm ambiance for relaxation and gatherings. Upstairs, the Primary bedroom is a true retreat with a full en-suite bathroom w/ Jacuzzi tub, and two closets-providing plenty of storage space . Exterior and Yard: Nestled on a spacious 54 x116 square foot lot, this home boasts a beautifully landscaped yard featuring a wood deck, perfect for enjoying the outdoors with family and friends. The yard also provides a sizeable shed with plenty of storage. Additional Features: New Pella sliders to deck, the home provide energy efficiency kitchen appliance, Gas heating system. Blown in insulation has been installed in the attic for heat efficiency and Central air condition. This meticulously maintained split-level home in Oceanside is in prime location to schools, train station, with easy access to NYC via the LLRR. Don't miss the opportunity to make this your dream home and experience the best of Long Island living. Schedule a viewing today to appreciate all that this magnificent residence has to offer.
Features
- Town: Hempstead
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Style: Split Level
- Year Built: 1953
- Garage: 1-car Attached
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: Finished, Partial
- Approx Sq. Feet: 2,164
- Acreage: 0.16
- Est. Taxes: $14,845
- Lot Desc: Near Public Transit
- Middle School: School 9M-Oceanside Middle School
- High School: School 7-Oceanside Senior Hs
- School District: Oceanside
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Stove
- MLS#: 3571542
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/3571542/3220benjaminroad_hempstead_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3220 Benjamin Road, Hempstead (Oceanside), NY, 11572
$798,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $1,237 | $1,237 | $1,237 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,355 | $4,243 | $5,384 |
| Total Monthly Payment | $5,684 | $5,572 | $6,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535