This charming 3-bedroom, 2-bath home is perfectly situated just one block from the beautiful Walnut Beach and the serene Audubon at Milford Point. You'll also find Laurel Beach just a short stroll away, making this location a dream for beach lovers. The house exudes classic charm, featuring a cozy front porch where you can enjoy your morning coffee or unwind after a day at the beach. Inside, the home offers a versatile layout with a dedicated office space, ideal for remote work or study. The partially finished basement provides additional living space, perfect for a playroom, home gym, or extra storage. The one-car detached garage adds convenience and storage options. This home is located in a prime spot for commuting, with easy access to major highways and a quick trip to the Metro-North station, making your journey into NYC a breeze. You'll also love the proximity to all the wonderful amenities Milford has to offer, including parks, fairs on the green, excellent restaurants, and a variety of shopping options. This property is the perfect blend of location, convenience, and charm, offering a fantastic lifestyle for those who enjoy the beach and the convenience of city access.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,086 |
Total Monthly Payment | $3,113 | $3,050 | $3,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.