***HIGH & DRY & NO Wind or Damage from Hurricaine**** Are you shopping for a beautiful Pulte built home in Sapphire Point, a highly sought after upscale community within Lakewood Ranch? This Whitestone floorpan is better than new (one one year old and gently lived in), with no waiting. Quality construction with 4 bedrooms+ den, 4 bathrooms, 8 foot doors throughout, pocket sliders to the lanai to enjoy indoor/outdoor living at its finest. This beautiful home is move-in ready. This home is on a beautiful, oversized, waterfront lot. The sellers have added many upgrades to enhance your living experience and include: HOUSE HAS GENERATOR (DUEL FUEL) w/ TRANSFER SWITCH that will remain with the house, a garage with a 4 foot extension for storage or parking of your XL vehicles, iron stair balusters between floors allow maximum light, wifi controlled blinds, in ceiling speakers, curtain exterior lights, Exterior light fixture/outlet switches inside foyer, kitchen island pendents, pot filler behind the stove. The Primary Bathroom is outfitted with water lines in the closet if you wanted to replace it with a soaking tub, ceiling fans throughout the entire home, lanai equipped with outlets and water and fan vent duct for an outdoor kitchen, a termite plan that has been pre-paid for (both in wall and in ground), 2 hose bibs, Verizon FIOS and the back flow (for your reclaimed lawn water) was just inspected. Sapphire Point is a premier gated community where all homes are built with tile roofs and paver driveways inclusive of abundant amenities like maintenance free living (no lawn care - it is included with your HOA fee), a beautiful resident community center, fitness center, resort style pool, playground, basket ball courts, picnic area and a dog park. Lakewood Ranch offers boundless amenities for living, work, play and shop, restaurants, The Sarasota Polo Club, golf, a Premier Sports Facility, the best schools, hospital/healthcare facilities and parks and entertainment to please anyone. All TV's will remain with the house. SELECT HOME FURNISHINGS NEGOTIABLE.
****HOME FEATURE QUICK REFERENCE****
Sapphire Point, Built by Pulte
**Whitestone Model
**Water-feature Lot
**Built 2023
**4 Bedrooms
**4 Bathroom
**Den (POSS 5th Bedroom)
**Home furnishings are negotiable
**All TV’s will convey with the home
**Overhead Garage Storage will convey with the home Generator will convey with the home
**8 Foot Doors through out Pocket Sliders to Lanai
**4 Foot Garage Extension Garage Floor Epoxied Iron Baluster Stairs
**WIFI Controlled Blinds
**Whole House Wired for Speakers (Schematic available)
**Curtain Exterior Lights
**Exterior Light Fixtures on an indoor switch
**Pot filler behind the stove
**The Primary Bathoutfitted w/ water lines in closet for soaking tub
**Ceiling fans through out the entire home
**Lanai equipped for built in Outdoor Kitchen (outlets, water, fan vent)
**Termite plan - pre-paid for (both in wall and in ground)
**2 hose bibs
**Maintenance free living.
**Lawn care - is included with your HOA fee)
**Verizon FIOS
**Beautiful resident community center
**State of the art fitness center
**Resort style pool Playground Basket ball courts Picnic area
**Dog park
**Lakewood Ranch offers boundless amenities for living, work, play and shop, restaurants, The Sarasota Polo Club, golf, a Premier Sports Facility, the best schools, hospital/healthcare facilities and parks and entertainment to please anyone.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $550,400 | $550,400 | $550,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $754 | $754 | $754 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,616 | $3,616 | $4,608 |
Total Monthly Payment | $4,462 | $4,462 | $5,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.