This charming 3/2 MONTCLAIR Courtyard Villa is nestled in the desirable Village of WOODBURY, PHILLIPS VILLAS. As you arrive, you'll notice the NO MAINTENANCE meticulously landscaped yard with rocks and trees enhancing the curb appeal. Stepping inside, you'll find yourself on elegant CERAMIC tile flooring that flows throughout the home. The kitchen is a chef's dream, featuring STAINLESS STEEL appliances, HI-DEF countertops, and a spacious BREAKFAST bar that comfortably seats 4. This space is perfect for quick meals or as additional seating when entertaining. The kitchen also offers AMPLE CABINET SPACE and an ISLAND to aid in meal preparation. The living room has sliding doors that open to a SCREENED-IN lanai, providing a tranquil view of the rock-adorned yard. The primary bedroom is a luxurious retreat with a WALK-IN closet, TRAY ceiling with a ceiling fan, and an EN-SUITE bathroom complete with DOUBLE SINKS, a WALK-IN shower, and a separate commode. Bedrooms 2 and 3 are well-appointed to comfortably accommodate overnight guests, with a guest bath conveniently located near the front guest room. The home also includes an INSIDE LAUNDRY room with upper cabinets for all your storage needs. The garage is equipped with a laundry tub, attic STAIRS and DECKING, and shelving for additional storage. This villa is conveniently located just minutes from the VA Medical facility, THE FIRST RESPONDERS REC CENTER and the MULBERRY REC CENTER. The MULBERRY SHOPPING PLAZA boasts shopping, medical and numerous restaurants. Lastly, you are minutes away from the famous NANCY LOPEZ LEGACY RESTAURANT, POOL BAR & Championship Golf Course, making it the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,627 | $2,625 | $3,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.