Under contract-accepting backup offers. One or more photo(s) has been virtually staged. 3 bedrooms, 3 bathrooms on a lake. This stunning home is nestled on just over an acre in the desirable Golden Acres community. As you arrive, the home's expansive front yard, classic brick facade, and welcoming porch immediately catch your eye. Stepping inside, the home boasts a generous layout and a flexible floor plan that creates an open and adaptable living and dining area. The modernized kitchen features sleek granite countertops, and a kitchen island with bar seating beneath stylish pendant lights for added elegance. Next to the kitchen, a wood-burning fireplace set in brick offers old-world charm, bringing a warm and inviting atmosphere to the home. The residence is designed with a split floor plan, offering 2 sizable bedrooms and a bathroom on one side, and the primary suite with an updated, chic ensuite and spacious walk-in closet on the other. A third bathroom is conveniently located off of the kitchen . The fenced backyard is a haven of tranquility, with the lake providing a serene backdrop. Enjoy days spent fishing or relaxing in a hammock, surrounded by nature's splendor. Additional property features include: 2 car garage, a storage shed, a screened-in back lanai, a recently installed septic and leach field (2023), newer roof (2022), and ceramic tile flooring with a wood-like appearance throughout. Golden Acres is golf cart friendly and without HOA constraints, where horses, goats, and chickens roam, offering a country feel with the convenience of city amenities like restaurants, shops, libraries, bike trails, and parks nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,733 | $2,765 | $3,508 |
Total Monthly Payment | $3,060 | $3,092 | $3,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.