Significant price reduction. Owners live out of state and said bring offers. The carport was removed due to damage from Hurricane Milton but home did not flood, according to owner. Home needs new A/C and vapor barrier. Professionally remodeled in 2023-2024, there are many upgrades making the home a real bargain! With more than 1, 000 sq. ft. of living space, the home has a large parking pad, new subflooring and new wide-plank water-resistant vinyl flooring throughout--no carpet; custom blinds throughout; new drywall on walls and new designer paint on ceiling and walls; all new light fixtures; new remodeled baths and 2023 water heater; new windows and doors; and primary bedroom has ensuite bath and walk-in closet. Roofover is 15 years old. Washer and dryer inside of home. Price includes share for the lot and ownership in the Co-op. Home is located in a 55+ waterfront community with lots of amenities including clubhouse, heated pool, fitness center, two boat ramps, fishing piers and so much more! Low monthly maintenance fee of $360 includes water, sewer, trash, lawn care, 24 hr manned gate, private streets and all amenities. Community is located only 10 mins from popular downtown St. Petersburg, 15 mins to two airports and 25 mins to beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,012 |
Total Monthly Payment | $1,073 | $1,073 | $1,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.