This home is easy to manage with a very reasonable HOA fee at $550/year, reasonable homeowners insurance, and Flood Zone X. No Flood Insurance Required. There are no issues from Hurricane Milton: " A NEW ROOF - 3/2024, NEW A/C - 10/2023. All sliders have Herculite K impact-resistant glass. Rainwater capture tanks connected to lawn sprinklers and DIY solar pool heaters on the home's South side will save you lots of money! The outside of the house was painted in 2017 with recent touch-ups, a newly painted lanai deck, and a wood deck, plus almost the entire interior was painted. The easy-maintenance home is so bright and immaculately clean - you will love it!
Welcome to Harbor Woods North Tarpon Springs, a secluded, well-maintained neighborhood comprising of 80 homes nestled against the back corner of the Tarpon Springs public golf course. Partially Furnished and market-adjusted price reduction. Entering the community is a serene sitting area on the pond. A very safe child and dog-friendly community! This beautiful home sits on one of the larger lots, with a covered outside lounge area, fenced pool, screened-in lanai, side door to a garden area/outside shower leading to a large wood deck, and a small fenced-in play yard; then there is an extra 15 feet of private land. Beyond the property line are cypress & pine trees on the edge of never-to-be-developed land owned by a neighbor - no maintenance on your part, but a great view! Sunrise is in the back, and sunset is in the front. Entering the home, you'll be greeted with a magnificent view through the almost floor-to-ceiling living room sliders to the pool and woods. The kitchen has beautiful granite countertops, custom faux-painted cabinets, and clean white appliances, all new a few years ago. Adjoining the kitchen is a living or dining area with a beautiful view through sliders overlooking the pool. The lovely breakfast/office nook has a large window and sliders with beautiful views of the pool, lanai, and beyond. The spacious master bedroom also has similar views with a large window and sliders and an on-suite master bath with dual sinks and individual mirrors. A beautifully updated shower and a generous walk-in closet with plenty of shelving, aside from the private water closet with a pocket door. On the opposite end of the home are two additional ample-size bedrooms with awesome views of the front gardens. The 2nd bathroom is spacious with a tub/shower combination. Going through the hall, you'll find the laundry room with plenty of cabinets for storing your supplies, leading into the 2-car garage with tons of shelves for storage.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,541 |
Total Monthly Payment | $3,046 | $3,043 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.