650 Pinellas Point DRIVE S, #132, St. Petersburg, FL, 33705 | $198,500

MUST SELL - A gated, waterfront community right on Tampa Bay overlooking the Skyway where you can watch the freighters and cruise ships pass by. You'll have multi-million dollar homes to your West and Bay Vista waterfront park to the East. The buildings surround a beautifully manicured courtyard with trees, pool and large barbeque area. The condo is a totally remodeled jewel with a move right in attitude, from the kitchen to the bath , to the living areas and bedroom. Oversized custom closets are the norm , along with louver shutters on all windows as well as beautiful LVP (luxury vinyl plank) floors throughout. No expense spared in this remodel. Outside is a waterfront playground with pool, fishing pier, kayak storage and launch, benches for just lounging and a very nice bar-b-que area at the pool. An adult playground! You have a direct shot to downtown St Pete up 4th St with all its restaurants, museums, St Pete Pier and events. Or head West to our gorgeous beaches and you'll be sitting at the Don ce Sar (the big pink hotel) in 10 - 12 min. If you are going to Tampa Airport or Tampa shopping you are about 25-30 min over the bridge via 275. That's about perfect for our winter visitors or our annual residents.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Laundry Room
  • Complex: VELVET CLOAKE CONDO
  • Year Built: 1967
  • Approx Sq. Feet: 650
  • Acreage: 4.07
  • Est. Taxes: $569
  • Condo Fee: $617 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8230369
  • Days on Market: 197 days
  • Website: https://www.raveis.com
    /prop/U8230369/650pinellaspointdrives_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/18/2024 1:23:02 AM)
Listing courtesy of LUXURY & BEACH REALTY INC   Phone: 727-800-5906

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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650 Pinellas Point DRIVE S, #132, St. Petersburg, FL, 33705

$198,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $158,800 $158,800 $158,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.681% 6.678% 6.034%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,083 $1,003 $1,319
Total Monthly Payment $1,205 $1,125 $1,441

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.