One or more photo(s) has been virtually staged. RidgeDale 2/2/Den with Updated Triple-Slider Patio Doors, newer Water Heater and HVAC, many Double-Hung Replacement Windows and a 499 SF North-Facing Screened Porch with a Large 3-Tier Fountain for Entertaining, located just 0. 4 miles from the High Vista private clubhouse and outdoor amenity center. Expanded brick paver drive and walkway to an under-roof front entry with overhead domed transom window and a leaded-glass sidelight. Central living area has 12FT ceiling and a wall of patio doors to the screened porch. Eat-in kitchen has custom-stenciled walls, granite counters and white cabinets with pull-out drawers in lower cabinets. Adjacent corridor-access laundry room has a stacked washer/dryer, freezer and closet pantry. Primary en suite bedroom has cathedral ceiling and french-door access to lanai. Primary bath has double sink vanity with newer faucets, mirrors and lighting, 2 linen closets, walk-in closet and a bench seat in shower. Split bedroom design offers a cozy guest area with adjacent linen closet and full bath. Nestled between bedrooms is the den with built-in desk and cabinetry and double-door access from great room. 2-car garage has electric rolling screen, 3/4 HP opener, pull down ladder access to attic. Many furnishings available for sale separately. Water heater replaced 8/2024. 6/2024 roof inspection in attachments; roof replaced 10/2013. Exterior painted 2023. 3. 5 ton 16 SEER HVAC installed 2021. 9 windows and triple-patio-door replaced 2019. Kitchen granite installed 2018. Skeeter Beater garage door screen installed 2018. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,752 | $2,212 |
Total Monthly Payment | $2,085 | $2,041 | $2,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.