WELCOME HOME! THIS CHARMING 4 BEDROOM, 2 BATH BEAUTY BOASTS AN OPEN FLOOR CONCEPT, FENCED IN YARD READY FOR YOUR FOUR-LEGGED BABIES OR PLAYING BALL WITH YOUR FAMILY WITHIN THE PRIVACY OF YOUR OWN BACKYARD. ROOF, HOT WATER HEATER AND ALL APPLIANCES PURCHASED NEW AND INSTALLED N 2021! STRATEGICALLY LOCATED, THIS QUIET AND QUAINT NEIGHBORHOOD IS LESS THAN ONE MILE FROM THE BAY, A QUICK 10 MINUTE DRIVE TO ST. PETE BEACH AND 10 MINUTES TO TROPICANA FIELD IN DOWNTOWN ST. PETERSBURG. ENJOY THE ACCESS TO ALL OF ST. PETERSBURG WITHOUT THE NOISE OF THE BUSY AREAS. THE CHARM GREETS YOU IN THE ENTRY-WAY OF THE HOME WHERE YOU ARE MET WITH A SPACIOUS FLOOR PLAN, FLOOR TO CEILING WINDOWS AND CHARACTER IN THE ARCHITECTURAL TOUCHES YOU CAN'T FIND ANYWHERE ELSE. A TRUE GEM IN A FAMILY-CENTRIC NEIGHBORHOOD. YOUR NEW HOME IS WALKING DISTANCE TO DOG PARKS, TENNIS COURTS, BOAT ACCESS RAMPS AND SUNSET VIEWS OVER THE SKYWAY BRIDGE. SPEND YOUR SATURDAYS MEANDERING DOWN THE FAMOUS PINK STREETS OR FISHING AT DOLPHIN PARK! AS A BONUS OPTION FOR PASSIVE INCOME THE CURRENT OWNER TRANSFORMED THE ADD-ON FOURTH BEDROOM INTO A RENTAL SPACE PROVIDING PROVEN SUCCESS IN INCOME. WHILE IT IS PERFECT FOR A LARGE BEDROOM WITH AN EN-SUITE BATHROOM OR LARGE OFFICE THIS SPACE IS PERFECTLY SET UP TO CONTINUE AS SHORT-TERM RENTAL INCOME WITH ITS OWN PRIVATE ENTRY AND PATIO AREA. UNDAMAGED WITH ZERO FLOODING BY THE 2024 HURRICANES, THIS PROPERTY IS LOCATED IN EVACUATION ZONE C AND FLOOD ZONE D. OWNER WILLING TO SELL FURNISHED OR UNFURNISHED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,641 |
Total Monthly Payment | $2,546 | $2,544 | $3,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.