This 4 bedroom, 2 bath home sits on 2. 5 acres in the unique Garmisch Hills Community. A circle drive and a beautifully landscaped front entry awaits you. As you enter the home there is a wet bar complete with a mini refrigerator on your right. The spacious Living room with it's grand Fireplace and four sliding doors that lead to the Florida room and Lanai. To your left as you enter is a large kitchen with a sizeable island, 2 side by side refrigerators, gas top stove, convection oven, and 42 inch wood cabinets, topped with a granite countertop. A walk in pantry will hold plenty of dry goods. The formal dining room is large enough to seat 8. The Owners retreat is very roomy and comes with 2 walk in closets. The bathroom has a large walk in shower. There are 2 sinks, and luxury cabinets that provide plenty of storage. A stand alone tub will be added before closing. Two guest rooms share the guest bathroom that also has 2 sinks and a walk in shower. A large extra room can be used as a mother-in-law suite or as a family room. It presently has a sectional couch, queen bed and television. It comes with a wall of closets. The Florida room is very spacious and looks out to the pool and rear patio. The detached garage in the rear of the yard holds all of your yard care equipment. The area by the garage has a 40 feet by 35 feet garden that is protected by a chain link fence with 4 access gates. There are 6 vegetable beds and 2 rows of 10 stack hydroponics that will supply you with plenty of fresh vegetables and fruits. The garden has automated watering. There is a 12 foot by 20 foot covered area with a picnic table to keep you shaded when potting new plants. The yard has various trees that provide mulberries, persimmons, pears, oranges, lemons, and loquats. The rear property goes another 50 feet back into the woods. Real Country living--Close to downtown
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,987 | $5,059 |
Total Monthly Payment | $4,413 | $4,358 | $5,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.