Under contract-accepting backup offers. * NO DAMAGE NO FLOOD AFTER THE HURRICANES * FLORIDIAN OASIS * Recently updated 3 bedroom / 3 bathroom with BONUS room and 1 car garage CONCRETE block home resting on OVERSIZED CORNER lot . 27 acre filled with NATIVE greenery and LUSH yard to escape from the hustle and bustle of the nearby city life! Conveniently located between DUNEDIN (1 mile) and CLEARWATER (2 miles) and only 10 minutes to famous CLEARWATER BEACH! Blocks away from the water but NOT FLOOD zone, flood insurance is NOT required and NON EVACUATION zone also NO HOA! Steps away from the PINELLAS TRAIL and SHORE path for walking, jogging or biking. Ride GOLF CART down the road to the water to view breathtaking SUNSETS! New baseboards, trims and BAMBOO flooring throughout living area. Partially updated kitchen cabinets, new laminate faux stone counter tops, tiled back splash, GAS stove, new dishwasher. Primary bathroom recently completely remodeled with high end materials. Bathroom with shower in garage could be converted into IN-LAW suite leading to backyard and also leads to bonus room ideal for guests, game room or OFFICE. Laundry space in garage with newer WASHER/DRYER combo. Roof and AC replaced 2019. Covered patio to relax, barbecue or gather around fire pit. Fenced backyard big enough for pool, shed, RV or playground. Come see this unique property today and make your own Florida PARADISE or take advantage of a great RENTAL investment! Copy and paste this link with walkthrough video https: //youtu. be/pnUjVma0jec?si=1vKHFvXX40N6XsBk
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Our Executive Mortgage Banker:
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$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,892 | $3,664 |
Total Monthly Payment | $3,377 | $3,412 | $4,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.