1 Year of HOA Prepaid for New Owners!!!
Welcome to this stunningly updated Augusta model villa, refreshed in 2022 and 2023 to blend modern comfort with elegant style. As you step inside, you’ll appreciate the smartly designed 2-bedroom, 2-bathroom split floor plan that maximizes privacy and functionality. A spacious office/flex room provides the perfect spot for working from home or accommodating guests, while luxury vinyl flooring throughout and stylish tile in the bathrooms add a fresh, upscale feel.
The kitchen is a chef’s dream with stunning granite countertops, a sleek glass backsplash, and a generous island with seating—ideal for entertaining. Thoughtfully designed with soft-close cabinets, drawers, top-of-the-line LG appliances, stylish pendant lighting, and recessed fixtures, this kitchen combines beauty with practical convenience.
The primary bathroom impresses with a custom shower, and you’ll enjoy the extra convenience of a custom pantry and a whole-house water filtration system. With key upgrades including a new roof (2020), AC (2018), updated windows (2010), a full house repipe (2022), new water heater, and fresh paint inside and out, this home is truly move-in ready. Additional highlights include updated lighting, extra attic insulation, a solar attic fan, partial attic flooring for storage, and elegant 6” baseboards, door trim, and crown molding throughout.
Step outside to your private backyard oasis, where you’ll find a scenic view of the retention pond, privacy hedges, and stylish horizontal privacy screens. A newly planted Red Maple tree (2023) adds a lovely touch to the landscape, creating a relaxing, nature-inspired atmosphere.
Enjoy maintenance-free living with a comprehensive HOA package that includes basic cable, roof repairs, exterior painting every seven years, landscaping, trash, and access to 24/7 guarded gates. Living in the On Top of the World (OTOW) community offers a wealth of amenities, including pickleball courts, a remote-control flying field and racetrack, three pools (two outdoor, one indoor, and a fourth on the way), and two state-of-the-art fitness centers. You'll also find billiards, cornhole, bocce ball, tennis, shuffleboard, horseshoes, and over 175 clubs to join. This 55+ community has something for everyone, including woodworking, a library, and live music throughout the community!
Residents enjoy three golf courses (with membership options or pay-as-you-play), two on-site restaurants, and weekend live entertainment at the Cultural Center. Life at OTOW promises endless activities and a vibrant community spirit!
Room sizes should be verified by buyers and their agents. Don’t miss this exceptional opportunity to make this beautifully updated villa your new home—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,679 | $219,679 | $219,679 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,462 | $1,443 | $1,853 |
Total Monthly Payment | $1,776 | $1,757 | $2,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.