LAKE HARTWELL home with MULTIPLE features. This one story brick home is on a level lot with beautiful lake views everywhere. The house has an attached 3 car garage with wooden sliding doors across the back for storage, a custom cook station with propane burner, and a bunk room with sink. Next to the garage is a carport for RV or boat parking with a shower room to wash off from the lake and a tub area for a dog wash. On this TWO ACRE lot is a 50’x50’ detached all brick garage and shop with covered patio. This garage has it ALL - the first 2 car bay has a workshop with built-in shelves and TV opening to a back room, perfect for hanging out and entertaining. The second garage bay has built-in shelving and tall garage doors on both sides with a 50’ long pull through - so keep your boat on the trailer and pull on through! There is another single bay, perfect for lawn equipment and more storage. If you’re not hanging out at the shop, you’ll love all the spaces of this home and property. When you enter the home, you are welcomed to an open floor plan embracing lake views. The kitchen has ample cabinet space with a walk-in pantry / laundry room and opens to the dining area. If you enjoy cooking and entertaining, you will love the additional bar area with great prep space and another sink. The bar area opens to a large living room with office / flex space. The office space has a closet and was originally designed to be the 3rd bedroom. From the living area is a sunroom that has breathtaking lake views, brick walls, and a fireplace. The room is perfect for an office, hobby space, or guest room and has a door to the backyard. Opposite side of the house is a large bedroom with a walk-in closet, hallway bathroom, and the owner’s bedroom with a full bathroom. This home embraces outdoor living with a door from the living room leading to a huge screened porch with a HOT TUB overlooking the 200’+ of lake frontage. When you walk outside, you will love the level lot to the lake with beautiful trees and great spaces for kids to play. The current owners had a disc golf course, so this area is well maintained. You will love lake living with the long southern summers!. You and your guests can enjoy kayaking, fishing, paddle boarding, swimming, and boating. This property is in a yellow zone, so you can’t have a dock, but you can temporarily beach your boat (based on Army Corps of Engineers guidelines) and you’re a few minutes to a public boat landing. Don’t miss my VIRTUAL 360 TOUR and link to a VIDEO TOUR of the property.
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,014 |
Total Monthly Payment | $3,559 | $3,556 | $4,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.