$15k reduction!Walk to Mickler Beach from this elegant ground floor unit!This concrete block boutique gated complex backs up to private preserve views and the sound of ocean waves. Step inside and be amazed by the large living area which opens to a beautiful Florida Room with Eastern facing lush private views! A perfect spot to relax or enjoy morning coffee. Note all the natural light from the wall of windows accessorized with electric blinds. The Owner's Suite features an updated spa-like bathroom with his and hers sinks, TWO large walk-in closets, and French doors to the Florida Room. The additional 2 Bedrooms, updated full bath, & laundry room are separate from the Owner's Suite in their own wing of the unit. Other features to note: Plantation shutters, luxurious patterned carpet in secondary bedrooms, updated elegant lighting, 2020 tile roof. A private 2-car garage with tons of storage is just steps away from the unit. Walk across the street to the famed Ponte Vedra Concert Hall, & bike or walk less than a mile to Micklers Landing Beach access. Ideal for year-round living or as a beach getaway, you won't find a more pristinely maintained home. Won't last long at this price!
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$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,641 | $2,605 | $3,306 |
Total Monthly Payment | $3,154 | $3,118 | $3,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.