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3461 Stirling ROAD, Palm Harbor, FL, 34684 | $485,000
This larger home plan is a favorite and so is the location on Stirling Road. It is an original 3 bedroom plan with the master suite split from secondary bedrooms. The home has a year-round Florida room perfect for relaxing or entertaining and an inside laundry room. Valuable recent updates include insulated windows, hurricane rated garage door and easy-use hurricane panels, renovated kitchen, flooring, bathrooms, fixtures & moldings. The whole house solar panel system was installed in 2021 and has significantly reduced the electric cost. There is a cost-saving deep well for the sprinkler system. The new eat-in kitchen is so well designed it will be a delight even if you don't like to cook. The spacious and serene master suite offers a private bathroom, walk in closet & French doors to the Florida room. No insurance worries - not a flood zone and a successful 4 Point Inspection for homeowner insurance was just completed. The inspection report can be transferred to the new homeowner. You will love the friendly country club atmosphere in Highland Lakes. This 55+ golf and lakefront community offers amazing member privileges in the best Tampa Bay location. Amenities include free golf on 3 private executive courses and free RV or boat storage. There are tennis, pickleball, bocce & shuffleboard leagues and beginner clinics. Water aerobics, floor exercise, yoga & line dancing classes are popular. There is a club for virtually every interest or hobby, and many game groups. The main clubhouse & Lake Lodge are the venues for a full calendar of entertainment and social events. The Arts and Crafts building has a wood shop, art studios and classes. Enjoy an exceptional resort lifestyle within minutes of world-class Gulf beaches, great restaurants & shopping, exciting pro sports, rich cultural resources, two international airports, and excellent medical services. It's all safely above the flood zone in a non-evacuation area. The best of Florida life is waiting for you!
Features
- Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 65 x 125
- Laundry: Inside, Laundry Room
- Style: Ranch, Traditional
- Year Built: 1986
- Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking, Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,048
- Acreage: 0.19
- Lot Size: 65 x 125
- Est. Taxes: $2,616
- HOA Fee: $150 Monthly
- Lot Desc: Landscaped, Near Golf Course, Sidewalk
- View: Garden
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: U8249999
- Days on Market: 35 days
- Website: https://www.raveis.com
/prop/U8249999/3461stirlingroad_palmharbor_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3461 Stirling ROAD, Palm Harbor, FL, 34684
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,358 | $2,358 | $3,119 |
| Total Monthly Payment | $2,651 | $2,651 | $3,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388