One or more photo(s) has been virtually staged. *NEW ROOF AND NEW HVAC SYSTEM IN 2022* Beautiful 5-bedroom with 2nd floor primary suite, plus bonus loft, two-story home boasts a large fully fenced yard, making it the ideal retreat for those who love to entertain. Situated in the desirable South Fork neighborhood, this freshly painted (inside and out) home has undergone recent updates, ensuring years of comfortable living ahead. Recent upgrades include a new roof (2022), HVAC system (2022), and updated bathrooms, newer appliances, providing peace of mind and modern convenience. The first floor features high ceilings and open living spaces adorned with tile floors, creating an inviting atmosphere for gatherings and relaxation. With two large living areas, you have the freedom to customize the space to suit your lifestyle, whether it's creating a cozy family room or a formal entertaining area. The kitchen boasts stone countertops, island with room for bar stool seating, a large pantry and ample storage, perfect for keeping everything organized. Sunny nook for an additional eating or living space too. An ideal space for guests, home office or multi-generational living, the first-floor bedroom gives you options. Upstairs, a large loft area provides additional living space for movie nights, games, or a home office. Retreat to the spacious primary suite, complete with an oversized bedroom, ample closet space, and a spacious bath featuring a shower and a garden tub for a relaxing soak. Enjoy views of the pond from your bedroom, offering a serene backdrop to your daily routine. The second floor also features three additional secondary bedrooms, generously sized with nice walk-in closets. Step into the extended sunroom and take in the view of the pond and the nicely sized fully fenced yard, offering plenty of room for outdoor activities and the potential to add a pool. Plus, enjoy the privacy of no rear neighbors and pond view. Residents of South Fork can take advantage of the community pool, tennis courts, and playground area, providing endless opportunities for recreation and relaxation. Conveniently located in the growing South Shore area, this home offers easy access to highways, shopping, schools, restaurants, hospitals, and more, ensuring that all of life's essentials are just moments away. Don't miss out on the opportunity to make this spacious home yours. Schedule your showing today and start envisioning your future in South Fork!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,949 | $2,947 | $3,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.