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7107 Mount Essex DRIVE NE, #520, St. Petersburg, FL, 33702 | $229,000
Live your retirement in a beautiful home! This well-maintained home with almost 1, 000 sq. ft of living space is for the discerning buyer looking for affordable luxury! Custom-built in 2000, the features are many: large kitchen with 2019 quartz countertops and lots of cabinets for storage, each bedroom is an ensuite with walk-in showers, 2016 composite shingle roof and HVAC system, 2013 double paned windows, 2021 upgraded guest bath, 2022 upgraded primary bath and 2013 blinds on all windows and 2013 easy-care porcelain tile throughout. Drywall in living areas. Fans and lights throughout. Comes unfurnished. Painted in neutral colors with feature walls of tasteful color in living and bedrooms. 168 sq ft. screened lanai to enjoy the outdoors and large shed with shelving and porch. Beautiful mature tree in back gives shade and large carport holds two cars easily and room for golf cart with plug in. Just move-in and enjoy! Price includes share for the lot and ownership in the community. Home is located in 55+ waterfront Americana Cove, the popular community that is only 10 mins from downtown St. Petersburg, only 15 mins to two airports and 25 mins to beaches. Two indoor cats or ESA animal are welcomed. Proof of funds or lender pre-approval with contract. Low monthly maintenance fee of $360 includes heated pool, fitness center, clubhouse, two boat ramps, water/sewer, trash pick up, lawn care, 24 hr manned gate, private streets and so much more! Many clubs and activities to join!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Year Built: 2000
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 960
- Acreage: 0.12
- Est. Taxes: $819
- HOA Fee: $360 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: U8217401
- Days on Market: 396 days
- Website: https://www.raveis.com
/prop/U8217401/7107mountessexdrivene_stpetersburg_fl?source=qrflyer
Listing courtesy of BAREFOOT REALTY GROUP Phone: 877-360-7577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7107 Mount Essex DRIVE NE, #520, St. Petersburg, FL, 33702
$229,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $68 | $68 | $68 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,545 |
| Total Monthly Payment | $1,362 | $1,361 | $1,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388