Bungalow styled home located in the popular and rapidly growing Pendleton area. From planned new school to quaint historic downtown with shopping, restaurants and entertainment venues, Clemson University and easy on/off access to I85. Exterior features are plentiful with 1. 63 level acres, outbuildings, 2 vehicle capacity carport, and 3 bay 600+ square foot enclosed garage w/ power. Finished with warm tone wood paneling rooms are cozy and inviting. Entry at front door leads to formal living room with glassed door for privacy. Kitchen is nicely sized for both cooking and entertaining with an eat in area. Center island prep area provides bar stool seating, popular white tone cabinetry and stainless appliances. Close by is the 1/2 bathroom for owners and guest use. Who doesn't love a relaxing den, complete with brick fireplace. Large full bathroom w/ walk in shower, expansive vanity area and closet. Home provides for 3 bedrooms and an oversized walk in laundry room. Backyard has concrete covered porch. Ease in maintaining the exterior is finished with vinyl siding, windows and metal roof Home is in R-20 zoned area but could have potential to rezone for commercial use. Furnishings are available for purchase.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,760 | $463,760 | $463,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,085 | $3,082 | $3,976 |
Total Monthly Payment | $3,230 | $3,227 | $4,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.