BEAUTIFUL STUCCO ASPEN GOLF COURSE HOME with GREAT VIEWS (safe from errant golf balls) Sits on a cul-de sac. Offers 3 bed, 2 bath, SPLIT BEDROOM floor plan that is ideal for guests, additional family members, or live in care providers, offering everyone plenty of space! KITCHEN IS A DREAM COME TRUE with GORGEOUS HIGH END UPDATES. INCREDIBLE ATTENTION to DETAIL, WOOD CABINETS with CROWN MOLDING, PULL OUTS, UNDER CABINET LIGHTING, TILE BACKSPASH, GRANITE, STAINLESS APPLIANCES. MOVABLE ISLAND adds storage and work surface. You will get hours of enjoyment on the large lanai that overlooks the 17th green with views of the 18th fairway while watching golfers and nature! Inside laundry, 22x22 garage with tons of storage cabinets, water softener, ROOF 2016, LENNOX HVAC 2022, WATER HEATER 2022. LANAI FURNITURE NEGOTIABLE. Located in SPRUCE CREEK PRESERVE with it's quiet country setting nestled in on 3 sides by Ross Prairie Preserve. This fun and friendly gated 55+ golf community has great activities and amenities, heated pool, spa, fitness center, pickleball, bingo, cards, potlucks, dances, social /travel groups. Located minutes from shopping, medical, golf, restaurants, hiking and biking trails. North Central Florida location is ideal for day trips from the Gulf to the Atlantic and everything between.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $1,920 | $1,918 | $2,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.