You will fall in love with this home! Enter into casual elegance and inviting warmth throughout! This owner has spared no expense creating a flowing feeling of welcoming comfort. Downstairs has the formal rooms to spread out and entertain - plus a family room to cozy up with a book or movie. The kitchen - and all it tastefully offers - is open to the family room and has additional space for meals and fun while overlooking the covered back patio and backyard. Guests will also have a generous bedroom and full bathroom on the first level. When entering through the garage, you’ll have the ease of emptying your hands in its customized 'mud room' - perfect for backpacks, shoes, purses, coats, keys and packages. The upper level has a gorgeous primary bedroom with a perfect en-suite master bath and huge walk-in closet. The upstairs also hosts 3 more big bedrooms, two more full bathrooms, a large laundry room - AND an amazing loft area ample for all your games, lounging, studying, working - or whatever you choose. If you are looking for solar energy and a low power bill, here you go! Assume the low monthly payments and give minimally to the power company! Rock Springs Ridge is a lovely community with close proximity to major roads for your commute, it’s next to the Northwest Recreation Complex for all your activities, Wekiva State Park, Kelly Park, Apopka's Amphitheater, and more.
Have a look, make the call, make an appointment, and make it yours! Come and get it!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,892 | $3,762 |
Total Monthly Payment | $3,320 | $3,320 | $4,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.