Nestled on a tranquil road just 2. 5 blocks from the sparkling shores of South Flagler Beach, this unique and well-maintained residence is ready to welcome its new owners. Surrounded by the shade of majestic live oaks and palms, this home offers the perfect blend of coastal charm and modern convenience. Inside, you'll find vinyl and ceramic tile flooring throughout, complemented by granite countertops in the kitchen and bathrooms. The home has been thoughtfully updated with a new roof (2023), HVAC (2018), hot water heater (2018), propane tanks (2020), impact windows and sliding glass doors (2020), and a whole house Generac generator (2019). The spacious living room on the first floor is filled with natural light from uniquely placed windows, creating an airy and open atmosphere. This level also includes a bedroom with an ensuite bathroom accessible from the hallway. The kitchen features clean cabinetry and direct access to both the garage and the outdoor lanai. Upstairs, a versatile loft space with a closet, an additional bedroom, and a bathroom provides flexibility for a home office or guest area. The backyard is a serene retreat, with beautiful palms and live oaks creating a peaceful ambiance, and a concrete platform ready for your dream fire pit, hot tub, grill station, or any outdoor project you envision. With all major components recently updated, this home offers peace of mind and a low-maintenance lifestyle. Don't miss the chance to live in one of Flagler Beach's most sought-after locations—where coastal living meets comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,544 | $2,542 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.