This beautifully updated ranch-style home exudes a young & vibrant vibe. Tastefully transformed by the current owners (pls. see the full list of updates attached!), this property offers modern living at its finest. The kitchen, updated in 2019, features top-coat concrete C-tops, a shiplap feature, new vinyl flooring, & new SS appliances. The entire house has been freshly painted, enhancing its bright & welcoming ambiance. Enjoy year-round comfort w/ newer A/C & heating systems. All bedrooms are spacious & provide ample closet space. The primary bedroom is a true retreat, complete w/ an ensuite walk-in closet & a full bath. The open living space flows seamlessly, perfect for both entertaining & everyday living. The kitchen boasts an L-shaped counter w/ seating for casual dining & space for a dining table, w/ direct access to the spacious wood deck that overlooks the fenced-in, professionally landscaped, flat & open backyard, perfect for playing or entertaining. Off the kitchen to the left is a casual living rm, ideal for relaxed gatherings. On the other side, a cozy family rm w/ a wood-burning fireplace & a slider door to the deck. You'll find a formal living room at the front of the house, off the foyer, perfect for more formal occasions or quiet reflection. The unfinished basement offers ample space for storage, ensuring that you have room for all your belongings. Conveniently located close to highways, within a short commute to Bloomfield, Hartford & Windsor 2012- California closets in master bedroom. $3, 500 2013- Installation of AC/ Heatpump, ductwork, 200amp electrical panel with generator hookup, re-insulated attic. $48, 000 2014- Front walk way landscaping, front tree removal, top soil and seeding. $5, 000 2017- Backyard: Cleared all trees, leveled yard, top soil and hydro seeded, fence, string lighting, rock area/ walkway around and beneath deck. $50, 000 2019- Kitchen refresh: Backsplash, counter tops, shiplap, flooring, LG appliances and light fixtures. $22, 000 2020- New sliding doors in kitchen and TV/Office. $8, 000 2020- New Indoor ceiling fan with light fixture in TV/Office room. New light fixture in foyer and dining room. (currently being used as a playroom). $1, 000 2023- New mail box and mail box post. $700 2023- New outdoor light fixtures. $750 2023- New LG Washer and LG Dryer. $2, 000 2024- Deck was re-stained. $500
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 13.0 x 14.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 13.0 | Main |
Dining Room | Laminate Floor | 13.0 x 14.0 | Main |
Family Room | Fireplace,Laminate Floor | 14.0 x 18.0 | Main |
Kitchen | Breakfast Bar,Eating Space,Laminate Floor | 13.0 x 25.0 | Main |
Living Room | Bay/Bow Window,Laminate Floor | 13.0 x 18.0 | Main |
Primary BR Suite | Full Bath,Wall/Wall Carpet | 14.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $867 | $867 | $867 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,037 | $2,037 | $2,649 |
Total Monthly Payment | $2,979 | $2,979 | $3,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.