20925 River DRIVE, Dunnellon, FL, 34431 | $415,000

Don't miss out on this absolutely adorable home across from the Withlacoochee and JUST BEYOND THE DOWNTOWN DUNNELLON HISTORIC DISTRICT. The original classic 1962, 868 SF treasure was remodeled and extended by 1, 254 SF in 2018, creating a more spacious 2, 122 SF of flexible living space. With engineered hardwood floors throughout most of the home, granite countertops and upgraded soft-close wood cabinetry in the kitchen, updated vanities in both bathrooms, a newer hot water heater, HVAC, and a METAL ROOF installed around 2018, this fabulous home leaves little to do, but move in and enjoy all the beauty and comfort of this spectacular home. The home also comes with a SPACIOUS EXTERIOR DECK WITH A BEAUTIFUL PERGOLA, a recently installed GENERAC GENERATOR with a corresponding propane tank, RV HOOKUPS, and TWO ADDITIONAL LOTS DIRECTLY BEHIND IT (home parcel is . 28a, each additional parcel is . 33), giving you almost an acre of land in the center of town! Best of all, the Downtown Dunnellon boat ramp is just minutes away, providing hours of boating activities up the Rainbow or through the twists and turns of the Withlacoochee River. With bike and nature trails, shopping, and restaurants around the corner, this home is nestled within this quintessential small-town nook, giving you just enough amenities to keep you entertained and your needs met. Some furniture is negotiable, so feel free to ask. This could be even more MOVE-IN ready than you think, and just in time to consolidate your semi-rural get-away, seasonal rental investment, or winter home in one of N. Central Florida's best-kept treasures.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 98 x 125
  • Laundry: Laundry Room
  • Year Built: 1962
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,122
  • Acreage: 0.94
  • Lot Size: 98 x 125
  • Est. Taxes: $4,074
  • Lot Desc: Cleared
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM683768
  • Days on Market: 105 days
  • Website: https://www.raveis.com
    /prop/OM683768/20925riverdrive_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 3:02:49 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20925 River DRIVE, Dunnellon, FL, 34431

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $340 $340 $340
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,209 $2,181 $2,800
Total Monthly Payment $2,624 $2,596 $3,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.