11208 Cay Spruce WAY, San Antonio, FL, 33576 | $275,000

Under contract-accepting backup offers. Welcome to the Calabria floor plan in the lively Mirada community! Enter into this expansive two-story home, offering an impressive 1, 615 sq ft of chic living space. The modern kitchen is a chef’s paradise, outfitted with sleek stainless-steel appliances to inspire your culinary masterpieces. This home features 2 spacious bedrooms and 2. 5 luxurious baths, with a conveniently located laundry room between the bedrooms for seamless living. The primary bath is a personal haven, complete with a double-sink vanity and a soothing shower. The primary bedroom is a true retreat, boasting custom-built shelving in the closet for ample storage and organization. Relax and unwind on the lanai, equipped with a ceiling fan for year-round comfort.

Experience the perfect blend of elegance and functionality in this inviting home, set in a vibrant community with a breathtaking 15-acre lagoon. Beyond your doorstep, enjoy an array of activities including scenic trails, paddleboarding on the lagoon, and picnics in beautifully landscaped parks. Nearby, you’ll find excellent dining options, charming cafes, boutique shops, and top-rated schools. For adventure seekers, there are golf courses, nature reserves, and cultural attractions just a short drive away. Discover all the wonderful things to do in the Mirada area while enjoying the comfort and luxury of your new home.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 2021
  • Garage: 1-car Driveway, Open
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,615
  • Acreage: 0.06
  • Est. Taxes: $4,536
  • HOA Fee: $309 Monthly
  • Elem. School: San Antonio-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3547120
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/T3547120/11208cayspruceway_sanantonio_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 1:38:05 PM)
Listing courtesy of Redfin Real Estate   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11208 Cay Spruce WAY, San Antonio, FL, 33576

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $378 $378 $378
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,337 $1,337 $1,739
Total Monthly Payment $1,790 $1,790 $2,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.