Charming, Well Maintained, ALMOST Turnkey (see exclusion list) Home in the highly sought after 55+ Community of Spruce Creek South situated on . 26 acre. Just under 1300 square foot, this Chestnut II Model home features light toned laminate and tile (No Carpet), attractive architectural arches, ceiling fans, inside laundry, a large dining room and a spacious Florida Room (19X11. 6) plus an outdoor covered patio. The 2 bedrooms both have large walk-in closets (8X5. 6 & 8. 2X5. 3). The master en-suite offers a walk-in shower while the guest bathroom has a tub/shower combination. The Roof was replaced in 2022, Hot Water Heater in 2020 and HVAC is original. For peace of mind, the sellers are offering a Home Warranty. The 2 car garage (19. 6X21) is spacious and includes a large wash sink. Gated golf course and golf cart community with guard on duty in the front gate, and security drives around 24/7. Conveniently located to various establishments, including banks, doctors, Walmart, BJ's, gas stations, retail shops, many restaurants, doctors, Lowe's, and more. Clubhouse with heated pool, fitness center, his and hers spa, billiard room, craft room, game rooms, event room, kitchen and more. . . Outdoor amenities include tennis courts, softball field, shuffleboard, golf course, dog trails, walking and biking trails, etc. You can legally cross 441 on your golf cart at the traffic light just outside the main gate and there is also an additional resident gate that takes you directly into a plaza offering more amenities. Additional gated parking available for RVs or trailers located in the back of the community, at an additional low cost. Community Activities: The clubhouse offers planned activities throughout the year and various groups you can join if you choose. The Villages are just a few miles away, offering nightly entertainment, many restaurants and shops. Please call today for your private showing.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,215 | $1,580 |
Total Monthly Payment | $1,466 | $1,466 | $1,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.