Seven Oaks beautifully maintained ENERGY STAR Standard Pacific/Popular Brookland Floor Plan home with BRAND NEW ROOF and fresh EXTERIOR PAINT (August 2024). Seven Oaks is a highly sought after community in the heart of the Wiregrass area of Wesley Chapel with great local schools and with easy access to I-75/275. This 4 bedroom/3 bathroom/2 car garage+ upstairs BONUS ROOM/Flex Space is the 4th bedroom and the 3rd bathroom, located in the gated community of WILLOWSTONE, only a very short walk from Seven Oaks Elementary. Welcoming you to the front of the house is fresh landscaping and lovely curb appeal, and the recently painted exterior. The flooring is a combination of tile and neutral plush carpeting. The eat-in kitchen features an island, pantry, wood cabinets and Corian Countertops. The kitchen opens to the huge dining room and great room, leading to the extended screened lanai with sliding stackable glass doors to enjoy the breathtaking Florida sunsets and large gatherings for entertaining. The huge owner's suite features a separate garden bathtub and a large separate walk-in shower, dual sinks, and wood cabinets. This home offers a popular split bedroom plan, the owner’s suite bedroom and bedrooms 2 and 3 are downstairs with adjoining full size hall bath with tub and shower. Bedroom 4 is upstairs with a full bath and adjoining Bonus Room/Flex Space. The comfortably sized laundry room is located off the kitchen from the garage. Two HVACS (2024 w/10-year transferrable warranty); Water Heater (2024 w/6-year transferrable warranty); Range and Refrigerator (2023); Disposal (2022); Other features include: Whole House Surge Protector: All Electrical Outlets are Tamper-Resistant; Rheostat Electrical Light and Fan Switches; Pre-wired Sound and Intercom System; Hard-wired Security System uses a land-line phone for assurance of function; Refrigerator and Range have a 5-year transferrable warranty. Seven Oaks has resort style amenities, clubhouse, large theater, fitness center, cafe, several pools (resort and lap pools), WATER-SLIDE, tennis courts, playgrounds, and so many events scheduled throughout the year; very close to The Shoppes at Wiregrass, restaurants, Premium Outlets, NEW BayCare hospital, Krates at the Grove and so much more!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $3,479 | $3,476 | $4,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.